Find the Personal Loan That Fits Your Life

Find the Personal Loan That Fits Your Life

We work independently with over 50 banks to find the optimal loan offer for you.

Best conditions thanks to individual consultation.

Simple, credit-neutral application process with quick approval and disbursement.

Here’s how the loan inquiry process works for personal loans:

Free and non-binding loan inquiry: Simply fill out and submit the application online.
Personal consultation: We will contact you as quickly as possible, usually immediately, but always within the next 24 hours.
Your decision: Together with your advisor, you will analyze various loan offers – the final decision is yours.
Contract conclusion: Completion of the contract documents and disbursement of the loan amount to your account.

Your Benefits

Personal Consultation

Financing involves many factors and decisions. That’s why we are there for you from the start and support you at every stage. We find the loan that matches your expectations, compile individually tailored offers, and clarify all open questions together – non-binding and free of charge.

Fast Payout

We cooperate with over 500 banks and have access to a variety of conditions. Therefore, our team can present individual, credit-neutral offers for your personal loan within minutes. Many formalities can be handled directly online. Typically, you can access your loan amount within a few days.

Flexible Rates

Our loans can be flexibly adapted to your needs. Prefer low monthly rates? We offer financing terms of up to 120 months – enough time to repay your loan comfortably. Want to pay off your loan as quickly as possible? Then we can agree on a term of six months. Your personal advisor will help you make the optimal decision.

How does the consultation for a personal loan at AIVADO work?

Our experienced team processes your loan at high speed, usually within three days. However, we need some information from you during the process. We summarize how our consultation works and what documents the lender needs below.

Enter Basic Data
Duration: 5–15 minutes

Before we can process your loan inquiry, we first need some key information. For example, we need to know the desired loan amount, the term you want, and your address. This information is requested step-by-step on the website when you start a loan inquiry. Once you have entered and transmitted all the required data, the first step is completed. Important: This loan inquiry is free, non-binding, and credit-neutral.

Financing Purposes and Their Special Features

The loan amount paid out under a personal loan is usually available for unrestricted use – you can use the money for whatever you want. However, there are also so-called purpose-specific loans: These are intended for a specific use, such as buying a car, and therefore may come with more favorable conditions.

Personal Loan

Want to indulge in a new smartphone, redecorate your apartment, travel to the Caribbean, facilitate a major move, or get a tattoo? Then a consumer loan is just right for you: With an unrestricted personal loan, these wishes can be quickly and flexibly realized.

Debt Consolidation

Personal loans can also be used to pay off existing debts. The more attractive the conditions of the newly taken loan, the more beneficial the so-called debt consolidation is for the lender. In a non-binding consultation, we can calculate how much money you can save this way.

Car Loan

A car loan is a purpose-specific personal loan intended for financing motor vehicles. Loans of this kind may be particularly economical because the financed vehicle can serve as collateral, reducing the risk for the lending bank compared to other personal loans. Our team is happy to explain what you need to know about this.

Modernization Loan

With a modernization loan, you can maintain or even increase the value of your property. Popular measures include installing an energy-efficient heating system, renewing the roof, or improving insulation. Benefit from flexible options and secure a modernization loan of up to 100,000 euros without a mortgage.

What is the Optimal Duration of a Personal Loan

Our team supports you throughout the entire debt restructuring process – from the first consultation to the repayment of the last installment. To support you optimally, however, we need your help. Therefore, we summarize below how the debt restructuring at AIVADO works and what documents or information we need from you at what time.

Our team supports you throughout the entire debt restructuring process – from the first consultation to the repayment of the last installment. To support you optimally, however, we need your help. Therefore, we summarize below how the debt restructuring at AIVADO works and what documents or information we need from you at what time.

Start Saving Today

Ready to reshape your financial future? Contact AIVADO to explore how our debt restructuring services can lead to significant savings and a more secure financial outlook.

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